• What is Broad Form Named Driver Insurance?

It’s a specific type of auto insurance policy designed to provide you liability protection and instead of providing coverage on a specific vehicle, the coverage applies to a specific driver, thus “named driver”.

• Can I fulfill my SR-22 requirement with a Broad Form?

Yes!  A Broad Form policy provides you all the same liability coverages as a traditional auto insurance policy and allows you to comply with the Financial Responsibility Filing (SR-22) requirements–typically at a lower rate because you insure yourself, not a specific vehicle or vehicles.

• What’s the difference between a Broad Form and a

Non-Owner auto insurance policy?

If you own vehicles or have vehicles available for regular use in your household, you don’t qualify for a non-owner auto policy and coverage is automatically excluded.  This is the primary difference between broad form and non-owner.  A broad form policy affords you coverage in any owned or non-owned regular passenger vehicle not used in business.

208.345.8403

 

info@edgarinsurance.com

 

2399 S Orchard St, Boise, ID 83705

 

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Broad Form Named Driver Insurance

Is Broad Form Named Driver Insurance for me?

If you agree with the following statements, then it’s highly likely that Broad Form auto insurance is the right choice for you:

• I only require liability car insurance
• I’m the only driver in my household or other household members have car insurance for their vehicles separately
• I’m currently insured with a “standard” company and don’t want them to file my SR-22
• I own several cars and don’t want to put liability insurance on each car individually
• I want an easy and affordable way to file my SR-22 to avoid suspension or reinstate my driving privileges

 

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