Frequently Asked Questions:
Auto insurance is financial protection. It helps an individual mitigate financial
losses in case the individual is found liable for damages due to an auto accident.
- Why do I need Auto Insurance in Idaho?
Very simply--It’s the law. The state of Idaho, and virtually every state in the
United States, requires drivers/vehicle owners to comply with the minimum financial
responsibility requirements. In the state of Idaho, the minimum coverage amounts
for auto insurance policies is $25,000 per person, $50,000 per accident for bodily
injury and $15,000 for property damage. For specifics regarding the law consult
the Idaho Statutes, Title 49, Chapter 12 .
